Banking Regulation

Abstrakte Darstellung von Künstlicher Intelligenz im Bankensektor als Bestandteil regulierter Kreditinstitute
Banking & Financial System, Banking Regulation, Corporate Governance, ESG & Sustainable Finance, Risk Management, Strategic Management

Artificial Intelligence Between Efficiency Gains and ESG Risk – How Credit Institutions Can Steer the Use of AI Sustainably

The use of Artificial Intelligence (AI) is becoming increasingly important in the banking sector, ranging from more efficient processes and improved decision support to enhanced analytical capabilities in bank management. At the same time, AI creates environmental, social, and governance-related risks whose effects often become visible only in the medium to long term. Publications by […]

Digitale Governance- und Steuerungsstrukturen im Risikomanagement von Kreditinstituten
Banking Regulation, ESG & Sustainable Finance, Governance & Supervision, Risk Management

What the BRUBEG Means for ESG Risk Planning at Credit Institutions

With the Banking Directives Implementation and Bureaucracy Reduction Act (Bankenrichtlinienumsetzungs- und Bürokratieentlastungsgesetz – BRUBEG), the German Bundestag on January 29, 2026 transposed key requirements of the Capital Requirements Directive VI (CRD VI) into German national law. Implementation is carried out primarily through amendments to the German Banking Act (Kreditwesengesetz, KWG). ESG risks were already required

Compliance mit Bankenregulierung für ESG-Risikomanagement
Banking Regulation, ESG & Sustainable Finance, Sustainable Transformation

Managing ESG Risks in Line with Supervisory Expectations – Guidance for Regional Financial Institutions

Since the term ESG (Environmental, Social, Governance) gained prominence in the early 2000s, ESG-related issues have become increasingly relevant for the European financial sector. The year 2026 marks another regulatory milestone: ESG risks are to be embedded even more systematically into banks’ overall governance and strategic orientation. With the European Banking Authority (EBA) Guidelines on

Abstrakte Bank- und Governance-Illustration für ESG-Risikoplan
Banking Regulation, ESG & Sustainable Finance, Risk Management

ESG Risk Plan 2026: What Savings Banks and Other Regional Financial Institutions Should Consider

Starting in 2026, savings banks and other regional financial institutions will be required to submit an ESG risk plan for the first time. This requirement is a central component of the new expectations set out in the EBA Guidelines on the management of ESG risks, the Capital Requirements Directive VI (CRD VI), and the planned

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